Michalis Antoniou is Managing Director of Product at Hellas Direct, a technology‑driven insurer operating in Greece, Cyprus, Romania and the Czech Republic with a mission to redefine insurance in underserved European markets. Joining the founding team at inception thirteen years ago, he built the product and data organisation that anchors Hellas Direct’s ecosystem strategy and helped scale the business from zero to €250 million in gross written premium, growth recognised by the Financial Times “FT 1000: Europe’s Fastest‑Growing Companies.” The team’s current priority is a vehicle‑ownership “Super App” that will unite insurance, finance, repair and wider mobility services on a single platform. In a previous life, Michalis priced and traded complex credit derivatives at J.P. Morgan in London and New York and developed low‑frequency algorithmic trading systems. He holds a degree in Electrical & Electronic Engineering from Imperial College London and an MPhil in Financial Engineering from the University of Cambridge.